Skip to content

Free tool · United States

US federal income tax estimator

Tax year 2026 (returns filed in 2027). Seven brackets from 10% to 37%, standard deduction by filing status, and an optional state estimate.

The US Capitol in Washington, D.C., seen across the water

This tool is general guidance only and may contain mistakes or miss recent changes. It is not tax or accounting advice, and we accept no liability for decisions made on it. Always check with the relevant tax authority or a qualified accountant. See the disclaimer.

Filing status

Treats the whole amount as ordinary income (wages, business profit). Ignores capital gains rates, credits (such as the child tax credit), the alternative minimum tax, self-employment tax and FICA, and the new deductions for tips, overtime and seniors.

Tax year 2026 estimate

Deduction used
$16,100.00
Federal taxable income
$68,900.00
10% band
$1,240.00
12% band
$4,560.00
22% band
$4,070.00
Federal income tax
$9,870.00
Marginal / effective rate
22% / 11.61%
Missouri income tax (estimate)
$3,057.67
Federal + state
$12,927.67

State estimate uses the state’s published brackets, standard deduction and personal exemption only, with income treated as state taxable income before credits. Local income taxes are not included.

IRS Rev. Proc. 2025-32 — tax year 2026 rate tables; standard deduction $16,100 single / $32,200 joint / $24,150 head of household. State data: Tax Foundation tables, 2026.

Sources: IRS Revenue Procedure 2025-32 (inflation adjustments for tax year 2026); Tax Foundation, State Individual Income Tax Rates and Brackets 2026. Tested against the IRS rate table amounts. Reviewed November 2026.

US federal income tax calculator 2026 (with state estimate) | Ask Muhasib